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Student Medical Insurance for Overseas LearnersGoing back in time to 1990/91 I did a backpacking tour of the world, well half of it, and there were many Western students in many of these faraway places either getting some kind of work experience overseas or studying as part of a program. I was astonished to discover that so many international learners overseas either had no health insurance cover or inadequate cover. Their policy was that they were young and invincible. Probably the most dangerous policy going! Proof of a university student health insurance, or some kind of special overseas policy for youngsters studying outside of their own country, should be a requirement before such posts are offered to study posts abroad. |
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It's probably not fair to knock the laxidasical attitude of youth because we've all been there and had such laid back attitudes when we were younger. In any case, the young have nothing to compare things with as they've yet to become old. Oder people can compare their situation with youthfulness because they've experienced both being in different generations. Even so, that doesn’t mean we adults should not attempt to get the young learners to see why college student health insurance is so important, especially when low cost student health insurance is so available to most. More risks and experimenting is done in those studious years than at any other time in one's lifetime, so in some ways, for some students, insurance cover during this time is perhaps as important as any other time.
Usually, it's great fun just being young, and quite often students are branded as being Cheap Charlie's. This isn't really fair because to start with, many young learners simply don't have a lot of disposable cash, and what bit they do have they want to spend on drinking, partying, grooming, dating, and shopping for clothes. There's absolutely nothing wrong with that because they are young and that's how it's supposed to be. However, none of us are indispensable, even though we like to think we are, so a heavily discounted college student health insurance should be compulsory, especially when the lifestyle of the youngsters is somewhat more risky than that of older mature folks. |
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